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Claim help

Insurance appraisal in Ohio: the process in plain language

Some insurance policies allow an appraisal process when the insurer and the policyholder disagree about the amount of a loss — for example, how much the damage is worth — not always when the dispute is about whether something is covered at all. This page is general information. It is not legal advice and not a reading of your policy.

We are not a law firm and not an insurance adjuster. Nothing on this page is legal advice, and a recommendation is not a promise about your coverage or your claim. Free for homeowners.

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01

Amount in dispute, not a courtroom

Appraisal, in this sense, is a process described in some policies for disagreements about the amount of a loss. It is not the same as a court case, and it is not the same as a public adjuster handling a claim from the start. Whether appraisal is available, and how it works, depends on your policy and your facts. We cannot interpret your policy for you.

02

How we might help

If you tell us the main issue is a disagreement about how much the damage is worth, we may recommend one person from our network to start with. When we recommend an appraiser, we confirm registration or license where it applies, and we personally know or have worked with the people we recommend. You should review any engagement yourself. We do not guarantee a result.

03

What we will not do

We will not tell you that appraisal will win your claim, set a value, or replace advice from a professional you hire. We are not an appraiser, not a law firm, and not an insurance adjuster.

FAQ

Questions, asked plainly

Can you tell me if my policy allows appraisal?

No. That depends on your policy and your situation. Read your policy or ask a licensed professional you hire. Nothing on this site is a policy interpretation.

Is an appraiser the same as a public adjuster or an attorney?

No. Those are different roles. You do not have to pick a title on our form. We use your answers to recommend one person to start with.